Insurance Inspections
4-Point Inspections
A 4-point inspection is a limited inspection that focuses on the four major systems of the home: the roof, electrical, plumbing, and HVAC. It is commonly requested by insurance companies to help evaluate the age, condition, and overall insurability of these key components. The inspection is not as detailed as a full home inspection, but it provides a snapshot of the home’s major systems and any visible issues that may affect insurance eligibility.
Wind Mitigation
A wind mitigation inspection evaluates specific features of a home that help it better withstand strong winds and storm damage. This typically includes the roof covering, roof deck attachment, roof-to-wall connections, roof shape, secondary water resistance, opening protection, and certain exterior components such as doors, windows, shutters, and garage doors. The purpose of the inspection is to document wind-resistant features that may qualify the homeowner for insurance discounts.
